Let’s Talk Lenders

Did you know it’s against consumer protection laws for a realtor to gain a “kickback” when their clients use a lender?

Yep, there is no financial incentive to recommend a certain lender.

So why recommend one at all?

We’ve worked with A LOT of lenders. A bad lender can lose you a home and cost you THOUSANDS. Our aim is to protect military families. Choosing the right lender is essential

What is a “bad” lender experience?

- Little knowledge of the VA loan

- No knowledge of the local market

- Delays (VA loans can close in 30 days)

- High closing costs

- Passing your file around to multiple people

- Poor communication/no answer on calls/emails

- Doesn’t answer on weekends

Keep in mind those realtor/lender “rebate” programs often charge your “free money” to you in closing costs.

USAA, Veteran’s United, and Navy Federal are NOT the only lenders who can do VA loans. They are not the VA

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How to Navigate the Current Housing Market

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So, let’s get into the real talk about something super important: Assumable Mortgages